A Budgeting Loan is an interest-free loan for those on income related benefits, to help towards the cost of your loved one’s funeral.
The repayments come directly from your benefits and you only pay back what you’ve borrowed.
How do I know whether I'm eligible?
You may be eligible for a Budgeting Loan if you, your husband, wife or civil partner have been receiving one of the below benefits for at least 26 weeks:
- Income Support
- An income-based Jobseeker’s Allowance
- An income-related Employment and Support Allowance
- A Pension Credit
What financial support will this offer?
The maximum amount you’ll receive is £812 if you’re eligible and have children.
The amount you’ll receive also depends on:
- Your ability to pay the loan back
- If you have over £1,000 of savings (or £2,000 if you or your husband, wife or civil partner are over 62)
For further information or to apply visit: www.gov.uk/budgeting-help-benefits
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